The 4 steps
Tap the green button — a simple form opens right in WhatsApp. Title, beneficiary, target, how long it runs. Two minutes, done. No app to install.
Zetta gives you a secure payment link. Members tap it, type any amount, and confirm the M-Pesa STK push on their phone. No "send to my number" confusion.
Every payment lands instantly on a live running total everyone can see. No screenshots, no spreadsheets, no "check your M-Pesa" arguments.
When the drive ends, funds go to the beneficiary's M-Pesa automatically and every contributor gets the final report. Instantly — no waiting for the treasurer.
What Kenyans use Zetta fund drives for
Medical bills and hospital fundraising
Hospital bills don't wait. A WhatsApp fund drive lets family and friends contribute from anywhere in minutes, and the family sees every shilling land in real time.
Farewell fundraisers (harambee ya msiba)
When the family is grieving, nobody wants to keep records. Zetta keeps the running total for you, shares updates with the group, and releases the funds to one person at close.
School fees drives
Share the payment link in the alumni or family group; every contribution is recorded with the contributor's name against the fund drive.
Chamas, church projects and team collections
One treasurer can run several fund drives at once. Records are archived — a click brings back any past drive's full report.
How much does it cost?
Zetta's fee is deducted at disbursement — no upfront payment, no monthly fees. Drives collecting KES 500 or less pay 10% of the total. Larger drives pay KSh 500 or 1% of the total, whichever is higher — and the KSh 500 minimum is itself capped at 10% of the total, so the fee never takes more than a tenth of what your drive collected.
A drive must have collected at least KES 10 before it can be closed and released — M-Pesa does not permit smaller payouts.
How do I know it's safe?
- M-Pesa name check: every confirmation shows Zetta Technologies Limited and your fund drive code. If it shows any other name, cancel.
- Verify any drive: message the Zetta bot "Verify ZT-XXXXXX" and it confirms the drive is real.
- Transparent totals: live totals and contributor counts — nothing is tallied by hand.
- Refunds: if a drive doesn't go ahead, contributions can be refunded.
Frequently asked questions
No — contributors just tap the payment link and confirm M-Pesa on their phone. The WhatsApp bot keeps everyone updated.
Contributions run on M-Pesa, so anyone with a Kenyan M-Pesa line can contribute — family abroad can send money to a member's phone first, or you collect on their behalf.
You can extend or close a drive at any time. On close, funds release to the beneficiary's M-Pesa instantly (minimum KES 10 collected).
Only the organizer holds the payment link, it expires with the drive, and contributors who already paid see their own receipt. Personal data stays between Zetta and the contributor.